IDENTITY FRAUD | FINANCIAL CRIMES IN COBB COUNTY


 

IDENTITY FRAUD

There are several ways to commit identity fraud in Georgia. You can intentionally and fraudulently:

  1. possess or use another person’s identifying information without the person’s consent and with intent to commit fraud
  2. use the identifying information of a person under the age of eighteen who is in the user’s custody
  3. possess or use identifying information for a person who is dead, with intent to defraud
  4. create, possess, or use false identifying information for a fictitious person, with intent to use the information to commit fraud or any other crime
  5. create, possess, or use counterfeit or false identifying information concerning a real person, with intent to use the information to commit fraud or any other crime, or
  6. accept identification information that known to be counterfeit, fictitious, fraudulent, or stolen, to be used for identification purposes

The penalties for this type of crime is punishable by one to ten years in prison, a fine up to $100,000, or both. If the conviction is a second or subsequent offense, the required sentence is three to 15 years in prison, a fine up to $250,000, or both. if you do this to get a job, the penalty is one to 15 years in prison, a fine up to $250,000, or both.

 

CREDIT CARD THEFT

The crime of financial transaction card theft in Georgia consists of:

  1. taking a financial transaction card (credit or debit card) from a cardholder without the person’s consent
  2. knowingly possessing a card taken from the cardholder without consent, with intent to use the card or sell it to a third person
  3. knowingly possessing a card that has been lost or delivered to the wrong person or address, with intent to use the card or sell it to a third party
  4. buying a card from another person, or
  5. during any 12 month period, possessing two or more lost, stolen or forged cards.

Financial transaction card theft is a felony in Georgia, punishable by one to three years in prison, a fine up to $5,000, or both.

 

CREDIT CARD FRAUD

A person commits financial transaction card fraud in Georgia if he:

  1. uses a card, with intent to defraud, that he does not have permission to use, that contains an account number that does not exist, or that he knows is or was lost, stolen, forged, revoked, expired, or obtained by a fraudulent application
  2. takes control of a card that is not in his name as security for a debt
  3. uses an automated banking device (ATM machine or online banking, for example) to deposit a forged, altered, fictitious, or counterfeit check, money order, or other financial document that does not belong to him, or
  4. receives money, goods, or services as a result of a forged, fictitious, or counterfeit check, money order, or other financial document that does not belong to him being deposited into an account with his knowledge.

Financial transaction card fraud is a felony in Georgia. If the crime involves a value of $100 or less, it is punishable by one to two years in prison, a fine up to $1,000, or both. If the crime involves a value over $100, it is punishable by one to three years in prison, a fine up to $5,000, or both.

You need an experienced attorney to help you with these sorts of charges. Call us today at 678-331-3131.